DISCLAIMER / PRIVACY POLICY / TERMS OF SERVICE

DISCLAIMER:

The income and potential income figures and results discussed on and with regard to this page are illustrations of potential outcomes and not guarantees of performance. The typical person who participates in “wealth/income building” programs, information programs, or obtains similar books gets little to no results. Ultimately, your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as considerable and consistent effort and action. The monthly subscription fee to maintain a full member status in this website is $10/month plus tax. Eligibility to participate in the Friendship Affiliate Program is a benefit presently extended to all subscribers maintaining full member status. Full active membership does not, in any way, require a subscriber to participate in the Friendship Affiliate Program. Participation in the Friendship Affiliate Program is intended to help paying members earn back some, all, or more than all of what they pay each month in order to maintain their subscription. Whether a member actually does earn back some, all, or more than all of what they pay each month is dependent on many factors the most impactful of which is the drive and effort with which the member advertises the website to generate new referrals for which the member can earn a referral commission. With this as with most significant income opportunities, there are once again no guarantees. If you’re not willing to accept that, please DO NOT PARTICIPATE IN THE PROGRAM.

TERMS & CONDITIONS:

These terms and conditions outline the rules and regulations for the use of Chunk Learn’s website, located at https:www.ChunkLearn.com.

By accessing this website we assume you accept these terms and conditions. By submitting a request to sign up as either a full (paying), or free (non-paying) member, you make explicit your acceptance of these terms and conditions. Do not continue to use Chunk Learn if you do not agree to all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person willfully choosing to log on to this website and who is thus agreeing to compliance with the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to use of the website as a free member or as a full (paying) member, as well as us of the associated Friendship Affiliate Program, the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, prevailing law of The United States of America. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

We employ the use of cookies. By accessing Chunk Learn, you agreed to the use of cookies in agreement with the Chunk Learn’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/performance auditing/advertising partners may also use cookies.

License

Unless otherwise stated, Chunk Learn and/or its licensors own the intellectual property rights for all material on the Chunk Learn website. All intellectual property rights are reserved. You may access this from Chunk Learn for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from Chunk Learn

Sell, rent or sub-license material from Chunk Learn

Reproduce, duplicate or copy material from Chunk Learn

Redistribute content from Chunk Learn

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Terms And Conditions Generator and the Privacy Policy Generator at https://www.termsandconditionsgenerator.com/.

You warrant and represent that:

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

Government agencies;

Search engines;

News organizations;

Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;

dot.com community sites;

associations or other groups representing charities;

online directory distributors;

internet portals;

accounting, law and consulting firms; and

educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Chunk Learn; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Chunk Learn at “Support@ChunkLearn.com”. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or

By use of the uniform resource locator being linked to; or

By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of the Chunk Learn logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Content Ownership and Use Restrictions

With regard to content: all content made available on the pages of the Chunk Learn site, including information, presentation, processes, graphics, logos, programming code, design, function and aesthetic are owned copyright of Chunk Learn. Use without written consent is unauthorized. Graphics, logos, slogans, and other graphical representations of the Chunk Learn brand are trademarks of Chunk Learn. Use of these without prior written permission from an authorized Chunk Learn representative not allowed, and illegal. Such unauthorized use of any of this owned content will be prosecuted vigorously in a court of law.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You agree to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;

limit or exclude our or your liability for fraud or fraudulent misrepresentation;

limit any of our or your liabilities in any way that is not permitted under applicable law; or

exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty. We will not be liable for any loss or damage of any nature.

Content Disclaimer

All the information on this website – https://www.ChunkLearn.com - is published in good faith and for general information purpose only. Chunk Learn does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (Chunk Learn), is strictly at your own risk. Chunk Learn will not be liable for any losses and/or damages in connection with the use of our website.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone 'bad'.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information. Our Privacy Policy was created by the Privacy Policy Generator.

Consent

By using our website, you hereby consent to our disclaimer and agree to its terms.

Updates

Should we update, amend or make any changes to this document, those changes will be prominently posted here.

At Chunk Learn, accessible from https://www.ChunkLearn.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that are collected and recorded by Chunk Learn and how we use them.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Chunk Learn. This policy is not applicable to any information collected offline or via channels other than this website. Our Privacy Policy was created with the help of the Privacy Policy Generator and the Free Privacy Policy Generator.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect:

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, a user-chosen password, the email address of a person who may have referred you, and/or telephone number.

How we use your information

We use the information we collect in various ways, including to:

Provide, operate, and maintain our website

Improve, personalize, and expand our website

Understand and analyze how you use our website

Administer the Friendship Affiliate Program on our website

Develop new products, services, features, and functionality

Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

Send you emails

Find and prevent fraud

Log Files

Chunk Learn follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Chunk Learn.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that may at some point appear on Chunk Learn, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that Chunk Learn would have no access to or control over such cookies that are used by third-party advertisers.

Third-Party Privacy Policies

Chunk Learn’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business deletes any personal data about the consumer that a business has collected.

Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

Chunk Learn does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

It is the policy of Chunk Learn that all members be of age to enter into legal contract in their respective jurisdiction since full membership in our site requires a subscription fee. Payment of said fee is among other things intended to reduce the likelihood that children under the age of 18 in most cases, 16 in some, and 13 in all, would enter personally identifiable information into our system or be inclined to pursue membership at all.